Terms of Service

Last Updated: January 28, 2026

1. Agreement to Terms

By accessing or using Cuvspot, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Description of Service

Cuvspot is a wealth simulation platform designed to help users understand and practice wealth management through realistic scenarios. The service is provided for educational and entertainment purposes only and does not constitute financial advice.

3. User Accounts

When you create an account with us, you agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain the security of your password and account
  • Accept all responsibility for all activities that occur under your account
  • Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account if any information provided proves to be inaccurate, not current, or incomplete.

4. Acceptable Use

You agree not to:

  • Use the service for any illegal purpose or to violate any laws
  • Attempt to gain unauthorized access to any portion of the service
  • Interfere with or disrupt the service or servers
  • Transmit any viruses, malware, or other malicious code
  • Collect or harvest any personally identifiable information from other users
  • Use the service to send spam or unsolicited messages
  • Impersonate any person or entity or falsely state or misrepresent your affiliation

5. Educational Purpose Disclaimer

IMPORTANT: Cuvspot is a simulation platform for educational purposes only. Nothing on this platform should be construed as financial, investment, tax, or legal advice. The scenarios, outcomes, and recommendations provided are simulated and do not reflect real-world financial markets or guarantee any particular results. Always consult with qualified professionals before making any financial decisions.

6. Intellectual Property

The service and its original content, features, and functionality are and will remain the exclusive property of Cuvspot and its licensors. The service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

7. User-Generated Content

By submitting content to Cuvspot, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display that content in connection with the service. You retain all ownership rights to your content.

You represent and warrant that you own or have the necessary rights to submit the content and that the content does not violate any third-party rights.

8. Subscription and Payments

Some aspects of the service may be provided for a fee. You agree to pay all fees associated with your subscription:

  • Subscription fees are billed in advance on a recurring basis
  • Fees are non-refundable except as required by law
  • We reserve the right to change pricing with 30 days notice
  • You can cancel your subscription at any time from your account settings

9. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the service will immediately cease.

10. Limitation of Liability

In no event shall Cuvspot, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

11. Disclaimer of Warranties

The service is provided on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, expressed or implied, regarding the service, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Cuvspot operates, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

14. Contact Information

If you have any questions about these Terms, please contact us at legal@cuvspot.com.